Give Every Euro a Job
Your €20 disappears unless you decide where it goes first.
Learning objectives
- Create a balanced mini-budget
- Separate fixed and flexible choices
- Adjust a plan when circumstances change
Vocabulary
- Budget
- A plan for how you will use your money.
- Income
- Money that comes in, usually from work.
- Expense
- Money that goes out to pay for something.
- Fixed
- A cost that stays the same each time, like rent.
- Flexible
- A cost you can change, like money spent on treats.
Materials
Minute-by-minute flow
7′
Hook
Teacher does
Give each group 20 coins and reveal five demands.
Students do
Make a first allocation.
10′
Teach
Teacher does
Model income minus planned jobs.
Students do
Label spend, save, grow and give.
25′
Budget challenge
Teacher does
Issue household scenario cards.
Students do
Build and defend a balanced plan.
12′
Life happens
Teacher does
Draw a surprise card.
Students do
Revise without creating money.
6′
Exit
Teacher does
Debrief trade-offs.
Students do
Name what changed and what they protected.
Check for understanding
Does total allocation stay within income, including after the surprise?
Exit ticket
One job I protected was… because…
Support
Provide pre-labelled envelopes and whole-number costs.
Stretch
Add irregular income and percentages.
Home connection
Plan a fictional €25 weekend using four money jobs.