🦔Where Does Money Come From?
A €10 note appears—but what happened before it reached your hand?
- ✓Explain that money is usually earned by providing work or value
- ✓Distinguish earning from receiving a gift
- ✓Name three ways people contribute through work
Print only · 10 min prep · Free Ages 6–845 minNeeds & wants
🐯Need, Want… or It Depends?
A phone can be a want for one person and a need for another.
- ✓Classify common purchases
- ✓Explain why context can change a choice
- ✓Practise respectful disagreement
Print only · 10 min prep · Free Ages 9–1260 minBudgeting
🦝Give Every Euro a Job
Your €20 disappears unless you decide where it goes first.
- ✓Create a balanced mini-budget
- ✓Separate fixed and flexible choices
- ✓Adjust a plan when circumstances change
Simple materials · 15 min prep · Free 🦉The Saving Goal Race
Two children want the same bike. One has a wish; the other has a plan.
- ✓Turn a wish into a measurable goal
- ✓Calculate small repeated deposits
- ✓Recognise that waiting is part of saving
Simple materials · 10 min prep · Free 🤖Inside a Bank Account
Your money does not sit in a tiny drawer with your name on it.
- ✓Explain core bank-account functions
- ✓Read a simple statement
- ✓Recognise deposits, withdrawals and balances
Print only · 10 min prep · Free 🦉Interest Has Two Faces
The same percentage can help a saver—and cost a borrower.
- ✓Describe interest as a cost or reward
- ✓Calculate 10% of simple amounts
- ✓Compare saving and borrowing examples
Print only · 10 min prep · Free 🦉The Growth That Starts Growing
In year two, your earlier growth can begin earning growth of its own.
- ✓Model compound growth
- ✓Explain why time affects outcomes
- ✓Distinguish illustration from guarantee
Simple materials · 10 min prep · Free Ages 9–1260 minInvesting
🦉Build an Investment Garden
Would you trust one plant to feed the whole village?
- ✓Explain shares and funds in simple terms
- ✓Describe diversification
- ✓Connect time horizon and risk
Print only · 10 min prep · Free 🦝The Shared-Purse Challenge
What would disappear tomorrow if nobody contributed to shared services?
- ✓Explain the basic purpose of taxes
- ✓Identify examples of public services
- ✓Make and defend a limited public budget
Simple materials · 12 min prep · Free Ages 9–1245 minDigital safety
🤖Stop the Scam Countdown
You have ten seconds to act—or the message says your account will close.
- ✓Recognise common pressure tactics
- ✓Apply a stop-check-ask routine
- ✓Protect passwords and personal information
Print only · 8 min prep · Free