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Zakgeld per leeftijd
Hoeveel geef je op 5, 8, 10, 14? Een eerlijke gids — geen druk, wel patronen.
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👨👩👧 For parents
Parent Guidance Hub
How to talk about money with kids — without lectures, scripts, or the feeling that you have to know everything first. You don't.
“You don't need to be a finance expert to teach your kids about money. You need a few simple questions, a bit of patience, and one good evening per month.” — Cash
— Cash
Where to start, by age
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Age 5-7
Save · Spend · Share + simple counting
Start with the 33/33/33 jars idea — concrete, hands-on, no maths required.
Start here →
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Age 8-10
Allowance + goal-setting
Try the Allowance Calculator and Goal Planner. Pick one real goal together.
Start here →
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Age 11-13
Budget basics + impulse control
Family Budget Starter + the Impulse Control Trainer in Money Feelings.
Start here →
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Age 14+
Digital money + first investing
Digital Money Detective + the Beginner Investors lessons (start with what-is-investing).
Start here →
Parent articles
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Hoe leer ik mijn kind sparen?
Vijf gewoontes die werken — zonder belerend te worden.
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Compound growth uitgelegd
Rente op rente, voor ouders. Concreet, met getallen, zonder finance-bro.
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Needs vs wants — voor kids
Hoe je het verschil leert zonder een uur lang preken. Penny-style.
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Financiële opvoeding — 5 gesprekken
Vijf gesprekken die kinderen nooit vergeten. Aan tafel, in de auto.
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How to talk about money (without lectures)
Coming in Phase 2.5 — the open-ended question framework that works.
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How to handle money shame
Coming in Phase 2.5 — when kids feel less-than because of money.
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Talking about debt, BNPL & credit
Coming in Phase 2.5 — the conversations every parent of a teen needs.
5 conversation cards
Use one at the dinner table. Listen to the answer. Don't correct. The point is hearing — not teaching.
Card 1
“If you had €100 today, what would you do with it?”
For parents: Listen without judging. Don't 'correct'. The goal is to hear how they think about money.
Card 2
“What's the smartest money choice you've made this month?”
For parents: Helps them notice their own wins. Smart < perfect.
Card 3
“What's something you wanted to buy — but then didn't?”
For parents: Reveals their impulse-control patterns. Celebrate the wait.
Card 4
“What does 'rich' mean to you?”
For parents: Pure curiosity. Often surprising answers. Don't comment, just listen.
Card 5
“What's one thing money CAN'T buy?”
For parents: Soft, philosophical, easy. Good for any age. Often becomes the deepest answer.
🌙 Want to make it a ritual?
Plan a Family Money Night
A warm, low-pressure 60-minute evening to talk money as a family. We've made a step-by-step plan.
⚠️ Educational only · You know your kid best · Adapt anything here