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1. Warm-up — the money quiz10 min
Start light. The Money Personality Quiz reveals which 'type' each family member is. No right answers — just laughter.
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🌙 Plan your first
Family Money Night
One evening. Sixty minutes. Five activities. A warm, low-pressure way for the whole family to talk about money — without it feeling like a lecture.
“Money talks at home are awkward when they only happen after something goes wrong. Set one evening on the calendar. Make it fun. The talks become easy the second time.” — Tally
— Tally
The 60-minute plan
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2. The dream goals board15 min
Each person draws or writes 3 dream goals — short-term, medium, long. Hang them on the fridge. Talk about what they cost and how to get there.
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3. The budget game15 min
Play the Budget Game together. Five real situations, three choices each. The whole family decides what to do — then sees the outcome.
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4. Conversation card round10 min
Pull 3 conversation cards from the Parent Hub. Each person answers. No judgement — just listening.
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5. Family money challenge10 min
Pick ONE family challenge for the next week. Save €10 together. Skip one restaurant meal. Plan a no-spend day. Decide together.
💬 Five conversation starters
If you only have 10 minutes
Pick one question. Everyone at the table answers — including the grown-ups. No right answer. No phones.
- 1.“What would you do with €100 today?”
- 2.“What's the smartest money choice you've ever made?”
- 3.“What did your parents teach you about money?”
- 4.“What's one thing money CAN'T buy?”
- 5.“What are we as a family saving for?”
Cash's house rules
- No phones.Including the parents'.
- No judgement.Wrong answers don't exist on Family Money Night.
- Everyone gets a turn. Including the youngest.
- Snacks help. No serious money talk on an empty stomach.
- Once a month is enough. Calendar it. Otherwise it doesn't happen.
🌳 What grows from here
One evening becomes a habit
Families who do this every month report that money becomes easier to talk about even on the OTHER 29 evenings. That's the real prize.
⚠️ Educational only · Adapt to your family's style · Nothing here is a script you have to follow