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🎯 Strategy
Emergency fund
“A safety net of cash — usually 3-6 months of fixed costs — kept somewhere safe and reachable.”

A safety net under a tightrope walker. You hope to never need it. You'd never walk without it.
— Cash
Real example
If your monthly costs are €2,000, an emergency fund is €6,000–€12,000 in a regular savings account.
⚠️ Educational only · Never financial advice · Read more