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Teen tool · Cash
For everyone thinking of leaving home
Moving Out Calculator
Rent. Energy. Internet. Groceries. The real cost of leaving home — and the gross salary you actually need to make it work.
“Moving out feels like freedom. It IS freedom — once the numbers work. Let's make sure the numbers work first.” — Cash
— Cash
The bottom line
Monthly total
€2030
Yearly total
€24360
Gross salary needed
€3000
per month
3-month buffer
€3630
~25mo to build
Where your monthly money goes
Rent€900
Bills (energy/net/phone/ins.)€330
Groceries€300
Transport€150
Savings€150
Fun money€200
🏠 Roof + bills
🛒 Daily life
🌱 Future + fun
Cash's reality check
- First month is the most expensive. Deposit (~2-3 months rent) + setup costs (furniture, kitchen stuff) = often €2,000-€4,000 extra.
- Energy bills swing. Winter can be 2-3× the summer cost. Budget the year, not one month.
- A 3-month buffer is the safety net. Save it first. Move out second. The buffer turns a bad month into 'no big deal'.
- Sharing changes the math. Splitting rent + bills with one roommate often cuts the needed salary by 30-40%.
⚠️ Educational only · NL 2026 rough numbers · Real costs vary by region, city, age, and personal situation