For grown-ups · Byte
Family Budget Starter
“Three questions. No spreadsheets. I'll show you where your superpower fund hides each month.”
— Byte
Net, after taxes. Slide in €100 steps.
Rent / mortgage, utilities, insurance, internet, groceries baseline.
One goal to chase first
Your monthly superpower fund
€1.200
That's what's left after your fixed costs.
Byte's suggested split
Save 33%
€396
Spend 33%
€396
Share 34%
€408
Same rule we teach kids in the Save·Spend·Share game.
🤖
Byte's projection
If you saved this every day for a year…
€4.745 in 12 months
€5/day saved = €1.825 by Christmas. That's a full week somewhere warm.
Pro tip: automate it. The €396goes to a separate goal account on the day you get paid. You'll forget it was ever there.