Beginner tool · Goldie
The Index Time Machine
“Travel back in time. If you'd invested a one-off amount in the S&P 500 — and simply held on through every crash and boom — what would it be worth today?”
— Goldie
If you'd invested €1,000 in 2010 — by the end of 2024, it would be worth
€7.031
20102024
7.0×
It grew
13.9%
a year
-18%
2022
…and you'd have held through a drop of 18% in 2022.
Goldie: This is the reward for patience. Anyone who invested and simply held on rode straight through the 2000 dot-com crash, the 2008 crisis, the 2020 covid crash and the 2022 slump — and still came out far ahead. The people who lost money were mostly the ones who sold in the panic. Time in the market beats timing the market.
⚠️ Educational only — not financial advice. Based on the S&P 500's annual total returns (US large companies, dividends reinvested), rounded, through end 2024 — figures are approximate and vary by source. Shown in euros before fees, tax and currency effects; a real fund would differ. Past performance does not predict future results.