Beginner tool · Goldie
The Head Start
“The most valuable gift for a young investor isn't money — it's time. See what a small amount each month could become for your child.”
— Goldie
🎓 By age 18
your child could have
€7.778
🏠 By age 25
€15,168
a house deposit · freedom to choose
🌅 By age 65
€288,916
if left to grow — a retirement
⏳ The power of the head start
Starting now instead of waiting until they're 18 could add about €187,018 by age 65 — for the exact same monthly amount. That extra is pure time.
Long-run, a broad world-stock index has averaged around 7% a year. Try other assumptions:
Free download · PDF
🎁 The Head Start Plan
2 printable pages · Free · Email delivery
A clear 2-page plan to invest for your child: why starting early wins, an honest worked example, and 4 steps to start this week.
- ✓Why time is the biggest factor
- ✓The €100/mo example: €1,000,000 vs €400,000
- ✓What €25/€50/€100 a month becomes
- ✓A calm 4-step plan
⚠️ Educational only — not financial advice. Illustrative: it compounds at the average yearly growth you pick (default 7% — a broad world-stock index's long-run average). Real returns vary year to year and can be negative; this is not a prediction. Talk to a licensed advisor before opening a real account.