Beginner tool · Cash
Diversification Builder
“Slide each category up or down. The pie always equals 100% — I'll re-balance the others. Watch what changes as one slice gets bigger.”
— Cash
Equities
60%
Bonds
25%
Gold
5%
Cash
10%
Broad global equity ETFs.
Regional equity exposure.
Loans to governments & companies.
Inflation hedge, volatile.
Savings & emergency buffer.
Cash's rule:a single broad world equity ETF already diversifies you across ~1,500 companies. Most beginners don't need anything fancier than 1 world ETF + some bonds + a cash bufferuntil they've been at it a few years.
⚠️ Educational only · Not a recommended allocation for any specific person · Categories are abstract, not specific funds