Don't panic-sell
The single most expensive habit you can break.
Simple explanation
When markets drop sharply, your brain screams sell. Almost every time, selling at the bottom locks in the loss — and the recovery happens without you.
Picture this

Imagine running OUT of a building during a thunderstorm. You're now wet AND outside. Stay inside.
— Tally
Real example
In March 2020, the world stock market dropped ~30% in a month. Most who sold missed the recovery that started weeks later. Most who held are now far above their pre-crash levels.
Common mistake
Selling because 'it might drop more'. It might. It also might recover next month. Nobody knows. Holders win more often than sellers.
Quick check
After a sharp market drop, the best move for most long-term investors is…
Takeaway
When the headlines feel worst, that's exactly when discipline pays the most.
Related glossary terms
⚠️ Educational only · Never financial advice